Cedarwinds is an independent, fee-only registered investment advisor specializing in the use of structured index funds to create high-performance portfolio solutions for individual and institutional clients.  Our investment approach and innovative solutions are on the leading edge of the investment profession.  Our business model has evolved from what we have learned over many years of hands-on, professional money management experience as well as extensive research in the academic and financial practitioner’s literature. 

We look at the investment world from the perspective of the investor.  We believe this means listening carefully and doing what is right for each client.  We use a consistent approach to help clients build and preserve wealth over time.  This approach is based on a proven market philosophy and a disciplined investment process.  Our process is consultative and involves identifying client investment objectives, measuring risk tolerance levels, and matching these with the most appropriate investment solution.

We believe the markets are efficient and that price movements are uncertain.  We subscribe to the belief that investors are unable to perform better than the market over time.  We make investment decisions based on facts, not speculation.  The facts support the view that it is impossible to consistently pick the best stocks or find the best money managers or accurately predict market movements.   

Our investment solutions take advantage of the empirical relationship between risk and expected return.  Our portfolios are designed to achieve the highest risk-adjusted returns available using a strategic allocation of diversified asset classes.  Portfolios are developed using structured index funds that are specifically selected and blended together to isolate risk and mitigate volatility while seeking investment performance that matches or beats comparable market benchmarks.  Our solutions also provide important benefits to investors by virtue of their low cost and high tax efficiency. 

 

 

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